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SIPPS and Pensions in

As your pension fund grows, there comes a point when what you do with the funds becomes more important than how much you save. For most people this point comes when the total exceeds £100,000. Here are some of the key things you should be thinking about when this happens;

• Investing your money in appropriate investments based on your age, the number of years to your planned retirement and current investment market conditions
• Consolidating accounts so that you can build a portfolio of investments covering a range of sectors 
• Getting an active review of your funds and having them monitored to decide when to switch them or when to take profits and hold cash
• Keeping your investment costs as low as possible without sacrificing investment advice and expertise in order to maximise your returns
  

You may;

• have money in a number of old accounts that add up to more than £100,000
• be in an employer-sponsored stakeholder scheme and be invested in the default fund 
• be approaching retirement and thinking about how you might generate your pension income
  

 InvestwithQ and a regional IFA can help you. 

More information on Pensions:

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